Life is unpredictable.

As Chicago Bears Hall of Fame running back Walter Payton once said, "Remember, tomorrow is promised to no one." Payton died at 45 from a rare liver disease. It is always a tragedy when life ends short. It is comforting to know that Walter Payton's family will be financially secure despite his passing on.

What would happen to the average man though?

As Americans ponder the shock of war in Iraq, the cyclone in Myanmar, the earthquake in China, ever-rising gas, food, and insurance prices, and a slumping economy...

...knowing what/when/where/why/how to invest really seems just a second thought.

Just WHAT about putting that penny away for a rainy day?

My grandparents were recruited from the Caribbean by US sponsored labor contractors as laborers to help build the Panama Canal.  They labored in obscurity as did over 4000 African-American soldiers who helped to build the Alaska-Canada (Al-Can) Highway during World War II.  I was born to parents who although born in Panama, lived under the shadow of a government that viewed them as interlopers,